Being the parent of a teenager is sometimes a challenging experience. As if this weren’t already stressful enough, your teen is starting to drive and now you have to start thinking about car insurance. Don’t stress out too much. There are several things you can do to make the process easier, save money, and ensure your teen is fully protected. 

Focus on Academics

Make sure your teen is focused on their academics. One way to keep insurance costs lower is to qualify for discounts. If your teen maintains a higher GPA, they may qualify for a good student discount. Just remember that they must maintain their grades as some insurance providers may require periodic verification to show that they still qualify for the good student discount.

Invest in a Driving Course

Consider investing in a driving course for your teen. These courses equip drivers with the skills they need to stay safe on the road. In terms of insurance companies, successful completion of these courses will often result in a discount, and in terms of your teen’s safety, their knowledge can help reduce their risk for an accident by teaching them to be defensive drivers while navigating through Boca Raton, FL.

Research Policy Options

Don’t solely focus on the idea of getting a separate policy for your child because you think it will keep costs lower. In some instances, this is the case. However, with some scenarios, a separate policy can introduce coverage gaps that can increase your teen’s liability, which ultimately becomes your liability. Coastal Premier Insurance group wants to guarantee you are confident when it comes to your teens auto insurance because accidents do happen.

Coastal Premier Insurance Group agents servicing Boca Raton, FL can assist you with these steps and many others to ensure you are paired with the right policy to suit you and your family’s needs.