Small business owners must meet their contractual and legal obligations and cover the risks they take. Your commercial insurance policies should match your obligations and fit your risk tolerance. Unfortunately, some small business owners assume their personal auto policy will cover their business vehicle use. The Coastal Premier Insurance Group team, serving the Boca Raton, FL market, can advise you on the commercial and commercial vehicle insurance that will meet your needs.<\/p>\n
Florida small businesses’ insurance needs vary depending on the business type, the number of employees, and whether they use motor vehicles. While many companies use work trucks, delivery vans, or other vehicles, almost every Florida business sometimes uses motor vehicles.<\/p>\n
Some small business owners fail to obtain commercial vehicle insurance, thinking their personal policy will cover their business use. However, the owner’s policy does not cover business-related vehicle use, including:<\/p>\n
Should a business-related accident result in a significant claim, the insurance company may investigate the claim and determine that your personal policy does not cover a business-related accident. In addition, individual policies typically have lower liability limits than commercial vehicle policies, so you may have inadequate coverage even when the personal policy provides coverage. So, openly discuss your business vehicle use with your agent to avoid unnecessary risk.<\/p>\n
The Coastal Premier Insurance Group proudly serves the Boca Raton, FL, individual and business communities. Let us apply our commercial insurance experience to design policies that suit your needs by calling (561) 995-9577 or stopping in today to discuss your commercial insurance options.<\/p>\n","protected":false},"excerpt":{"rendered":"
Small business owners must meet their contractual and legal obligations and cover the risks they take. Your commercial insurance policies should match your obligations and fit your risk tolerance. Unfortunately, some small business owners assume their personal auto policy will cover their business vehicle use. The Coastal Premier Insurance Group team, serving the Boca Raton, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[7,8,15],"class_list":["post-243","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-boca-raton-fl","tag-coastal-premier-insurance-group","tag-commercial-vehicle"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t