For additional coverage above your car or home insurance limits, consider buying an umbrella policy to cover high legal fees, as well as personal injury and property damage claims. Your Coastal Premier Insurance Group agent in Boca Raton, FL can help you determine if an umbrella policy will work for you.<\/p>\n
If you worked your whole life to build up a sizeable nest egg, you have assets worthy of additional protection. Don’t risk losing the home you worked hard to pay off. Instead, consider an umbrella insurance policy. Remember, all it takes to wipe you out is one guest falling down your stairs or a car accident you cause that results in extensive injuries or damage.<\/p>\n
Your Coastal Premier Insurance Group agent can walk you through each of the available umbrella policies to see which ones are right for you.<\/p>\n
Bodily Injury- <\/strong>If you cause an accident that hurts someone and the medical bills go beyond what your auto insurance will pay, an umbrella policy may cover the rest. It picks up where your home, auto, and other insurance stops, providing you with a broad safety net of additional coverage.<\/p>\n Property Damage- <\/strong>If your teenager crashes through someone’s fence and skids into the neighbor’s house, an umbrella insurance policy pays what your auto insurance doesn’t. The policy also covers damage that isn’t included in auto and homeowners policies. If your beloved Chihuahua shreds priceless furniture at the neighbor’s dinner party or your child damages a rare collectible, an umbrella policy may pay the damage. It is important to speak with an agent to learn exactly what can be covered.<\/p>\n Other Damages-<\/strong> An umbrella insurance policy covers judgments against you for libel or slander. It can also pay for false arrest, violation of privacy, and other civil charges.<\/p>\n Legal Fees-<\/strong> An umbrella insurance policy may take care of legal fees as well as court costs if you lose a court case.<\/p>\n