Homeowners insurance protects a property owner from costly out-of-pocket expense for repair and replacement of a home after a hurricane. When natural disasters strike, the benefits of a homeowners insurance policy covers expenses arising from repair and replacement of property. Homeowners insurance coverage also protects a property owner from legal liability. If a guest should sustain an injury during a visit, subsequent medical bills are covered.
Disaster Risk Protection
A home is a major investment that should be protected by a homeowners insurance policy. Florida homeowners insurance policies protect a property investment after a disaster. Insurance coverage pays for repairs to property damage, as well as the interior contents of a building. Protect your property and your finances with a homeowners insurance policy.
Liability Risk Protection
If a guest slips and falls, a property owner may be forced to pay for unexpected hospital and court costs. Negligence rules to liability oblige a homeowner to pay for guest injury. Homeowners insurance coverage compensates a guest who has been injured, by paying for a claim. Medical bills and legal fees are all covered with homeowners liability insurance.
Homeowners Insurance Coverage
Comprehensive Coverage – a full-coverage insurance policy covering property and liability damages from disaster or other risk event.
Individual Coverage – covers debt obligations and outstanding mortgage finance at time of accident or death.
Packaged Indemnity Agreements – insuring real property and personal effects in case of disaster damage or theft.
Combined Life Coverage – homeowners insurance and life insurance combined in a single policy, covering property, liability, and end-of-life expenses and benefit to beneficiaries.
To find out more about homeowners insurance policy claims, premiums, grace periods, and terms and conditions in Florida, and obtain a quote, contact Coastal Premier Insurance Group, Boca Raton, FL.