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Coastal Premier Insurance Group, Inc.

902 Clint Moore Rd. Suite 132
Boca Raton, FL 33487

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Understanding My Home Insurance Policy? What Is Considered An “Act of God” In My Home State?

Everyone the world over can agree that  Boca Raton, FL has seen its share of water damage due to flooding. When it comes to your homeowner’s insurance policy it is important to understand exactly what an “act of God“ is. The reason that this is so important is that you see that term used quite often on a typical homeowners policy. Does an “act of God“ change from state to state?  Is an "act of God" for example different in New York state as opposed to Florida State? Coastal Premier Insurance Group Agents are well-versed in what constitutes an "act of God" in the state of Florida.

Quite literally whether you are in Boca Raton, FL  or anywhere in the world an act of God is defined as a natural disaster. Natural disasters include earthquakes, flash floods,  tornadoes, hurricanes. These events cause serious property damage and unfortunately many deaths. Note that typical flooding is not necessarily considered an “act of God“ Flooding is an area that gets extremely specific in terms of where you reside. If you reside on the coast as is most of the state of Florida it is likely that you will be able to find flood insurance through the National Flood Insurance Program or through private insurance providers like ours. In some other states, it is a little more difficult. Flooding is not always attributable to the weather.

Coastal Premier Insurance Group is located at 902 Clinton Moore Rd., #132, Boca Raton, FL 33487. You can stop into our office, in fact, we urge you to. Call us today to learn more about the many insurance products that we offer; Life insurance, auto insurance, commercial insurance, condo insurance, flood insurance, umbrella insurance, boat watercraft insurance, motor home insurance, and renters insurance.