Umbrella insurance is a wonderful type of insurance that can cover a wide variety of things. However, it is not the right option for many people. If you are wondering if it is the right option for you, then you need to consider the reasons why you would need this type of insurance. These tips from Coastal Premier Insurance Group, serving the Naples and Boca Raton, FL area, will help you determine if it is the best option for you.
- You have a large house or one of high value – If you own a house that exceeds the limits of a traditional home insurance policy, then you may want to consider getting umbrella insurance to cover the difference in value for your home, or homes.
- You own expensive cars – This is another area where you can only get so much coverage for your vehicles through auto insurance. If you need more than what you can get from your auto insurance, then an umbrella policy is the answer.
- You host a lot of parties – If you like to have a lot of people come to your home for parties on a regular basis, you need extra liability coverage. You do not want to have to pay for medical bills for someone that gets hurt on your property, but without an umbrella policy, you may have to if you do not have liability coverage elsewhere.
If you think that umbrella insurance is a great option based on your needs, then you need to contact Coastal Premier Insurance Group, serving Naples and Boca Raton, FL area, today. We can help you find the right amount of insurance through an umbrella policy and make sure you are covered for what you’re worth. Reach out to our agents to learn more.