The primary purpose of securing home insurance is to ensure that you and your home are safeguarded in the event of an unexpected disaster. However, not all disasters occur suddenly. Some homeowner concerns may develop over time or may not be noticeable until much later. A prime example of this is mold growth that occurs in the walls, on the ceilings, and in other areas throughout the home. Does home insurance cover mold damage? The answer is complex. Learn what your policy will cover and what it won’t. Once you have the necessary knowledge to shop confidently, you can seek our assistance here at Coastal Premier Insurance Group in Boca Raton, FL.

Does Home Insurance Cover Mold Damage? Sometimes, But Not Always

Mold damage can occur through various means, which is precisely why it’s not always covered. For instance, suppose your mold has grown on your property over time. In that case, it would likely be seen as a lack of maintenance, which your policy would not cover. If a flood damages your house and mold grows inside of it, which is typically not covered by your policy but may be covered by an add-on, you probably won’t be covered either. Situations in which you could be covered include scenarios like a burst pipe or a home fire, where the cause of the mold growth is covered by your policy. Securing coverage for mold can be complex, so it’s crucial to review your policy carefully and conduct thorough research.

Secure Proper Home Coverage With Coastal Premier Insurance Group

Your home is a significant asset, and we understand that securing the right coverage is important both now and in the future. Begin your home insurance journey here with Coastal Premier Insurance Group in Boca Raton, FL. Compare insurance quotes with us today!