Living in Boca Raton, FL, offers daily access to sun-soaked beaches, luxurious homes, and all the amenities of the South Florida coast. Both new and long-time residents can enjoy greater peace of mind by protecting their personal property and belongings with umbrella insurance from Coastal Premier Insurance Group.
What Is Umbrella Insurance, and Why Do You Need It in Florida?
Few things are worse than filing a claim with your insurance company only to discover that your coverage is insufficient to cover property damage, liability claims, or medical expenses associated with a covered peril. Umbrella insurance is a specialized form of coverage designed to supplement existing insurance policies.
Policyholders with auto, home, or condo insurance can benefit from extending the limits of their current policies. Umbrella insurance kicks in when the coverage limits of your primary policies are exceeded, providing an extra layer of protection.
Shield #1: Additional Liability Protection
Boca Raton residents living in affluent coastal neighborhoods can benefit from enhanced liability protection for their homeowners, condo, and auto insurance policies. Extended liability coverage can be invaluable when recovering from theft, vandalism, or natural disasters.
Shield #2: Protect Your Assets from Legal Claims
Umbrella insurance helps safeguard personal assets, business assets, investments, retirement funds, and future wages from lawsuits and garnishments. This added protection ensures your financial security in the face of legal challenges.
Benefit #3: Coverage for Legal Fees
Well-structured umbrella insurance policies can include coverage for legal fees, court expenses, and even judgments. This legal coverage significantly reduces out-of-pocket costs associated with personal legal defense, whether the claims are successful or not.
Don’t wait until it’s too late to extend the limits of your home, auto, or condo insurance policy. Contact the professionals at Coastal Premier Insurance Group in Boca Raton, FL, to request a policy review today!