If you’re a Florida business owner, you must buy commercial insurance. Many company owners appreciate an opportunity to work with an experienced insurance agent when composing their commercial insurance portfolio. If your business is near Boca Raton, FL, our team at Coastal Premier Insurance Group invites you to visit our office to discuss your insurance options. We’ve been working with Florida businesses like you since 2016.

Auto Insurance: Personal versus Commercial Lines

Almost everyone understands the legal requirement to carry auto insurance. Business owners need to know that if their company owns vehicles that are used for business purposes, they need to purchase commercial auto insurance to cover those vehicles.   According to Insuron, the main difference between personal and commercial auto insurance depends on vehicle ownership.  If your business owns any vehicles, those vehicles must be covered by a commercial auto insurance policy. 

According to Insuron, the legal boundaries between personal and commercial auto insurance can sometimes be hazy.  For example, in some small businesses, employees may use their personal vehicles for business purposes. Unless that vehicle is also covered by a commercial policy, any damage incurred by that vehicle while it is being used for business purposes would not be covered. If you have any questions about when you need commercial auto insurance, talk to one of our experienced insurance agents. 

Call Us for Your Appointment Today 

Company owners often find themselves overwhelmed by their business responsibilities.  Our team at Coastal Premier Insurance Group can help you to make sure your business’s assets are covered by the appropriate types of insurance. Companies near Boca Raton, FL, have discovered they can rely on us for excellent customer service. Contact us for your appointment today, and let us have the privilege of working with your company.