Your home is probably one of the most important investments you will ever make. Not only is this an important financial investment, but it is also important on a very personal level. Your house is where your family comes together to make memories. This is one of the most important reasons why you should choose your home insurance carefully. At Coastal Premier Insurance Group, serving Boca Raton, FL, we understand how very important this is investment is. Keep reading to find out 3 questions you should ask when shopping for home insurance.
How Can I Make Sure My Belongings Are Properly Covered?
Your home insurance policy will cover an estimated amount for your personal belongings. If these belongings should be damaged or lost during a disaster, your insurance policy will kick in. However, in order to make sure that the policy is sufficient to cover the cost of your belongings, it is very important that you do a thorough and accurate evaluation of your belongings. This will vary from family to family. Each family has their own standard of living. This standard of living will greatly influence the amount of coverage needed to cover your belongings. In order to create an accurate estimate, it can be helpful to sit down with an insurance representative.
Is Flood Insurance Covered
Many homeowners make the mistake of assuming flood insurance is covered in their policy. In many cases, flood insurance is an added type of coverage. Flood insurance amounts must be calculated very specifically for your region and even your location within that region. Be sure to talk to an insurance representative about this type of coverage.
What Does Personal Liability Cover?
This is an important question to ask because personal liability can differ from policy to policy. You want to make sure that your liability coverage is adequate for your lifestyle.
If you would like to learn more please contact our office at Coastal Premier Insurance Group, serving Boca Raton, FL.