As a Boca Raton, FL homeowner, you have a lot to consider when protecting your home and possessions. But what happens if one of your most prized possessions is taken while you’re away from home? Does your Coastal Premier Insurance Group home insurance cover theft of personal items at school or work?
Personal Property Coverage for Theft
In most cases, yes, standard homeowners insurance covers theft away from home. This coverage is known as personal property coverage and covers any theft or damage to items you own, no matter where they are located.
Additional Types of Coverage
Suppose you want more coverage than standard homeowners insurance provides. In that case, you can purchase several other types of coverage that will provide additional protection if something happens to your personal belongings while they are away from home. For example, an umbrella policy provides extra liability protection in case someone else gets injured due to something stolen from you at school or work. Additionally, pet insurance can help protect against the loss or theft of a beloved pet should such a tragedy occur at an off-site location.
Homeowners insurance is designed to provide peace of mind when it comes to protecting your belongings inside and outside the home—but it pays to double-check exactly what type of coverage you have in place so that there won’t be any surprises if something were to happen. If you live in Boca Raton, FL, and need help determining what type of coverage is right for you, contact Coastal Premier Insurance Group today! We’ll help ensure that you have all the protection necessary when it comes time to rest easy, knowing that any theft or damage done to your property is covered!